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Heart Rate Zone Calculator

Find your 5 training heart rate zones. Enter your age and resting heart rate to get personalised zone boundaries using the percentage of max HR or Karvonen method.

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Applies zone percentages directly to your estimated max heart rate.

Enter your age and resting heart rate to see your training zones.

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How to Use This Heart Rate Zone Calculator

Enter your age and resting heart rate, then choose a calculation method. The percentage of max HR method applies zone percentages directly to your estimated maximum heart rate, which is simple and works well for most people. The Karvonen (HRR) method uses your heart rate reserve — the difference between your max HR and resting HR — to produce more personalised zones that account for your current fitness level. Both methods use the Tanaka formula (208 − 0.7 × age) to estimate your maximum heart rate, which is more accurate than the older 220-minus-age formula across all age groups.

What Are Heart Rate Training Zones?

Heart rate training zones divide your effort range into five bands, each based on a percentage of your maximum heart rate. Each zone triggers different physiological adaptations: lower zones develop aerobic endurance and fat metabolism, middle zones improve cardiovascular efficiency and lactate clearance, and upper zones push VO2 max and anaerobic power. By monitoring which zone you train in, you can ensure each session delivers the intended training stimulus rather than defaulting to the same moderate intensity every time.

% of Max HR vs Karvonen Method

The percentage of max HR method is the simplest approach: multiply your estimated max heart rate by the zone percentages. It works well as a starting point and requires only your age. The Karvonen method (also called the heart rate reserve method) subtracts your resting heart rate from your max heart rate to find your working range, applies the zone percentages, then adds your resting heart rate back. This produces higher zone thresholds for unfit individuals and lower thresholds for well-trained athletes, making it more accurate for people at the extremes of fitness. If you know your resting heart rate, the Karvonen method is the better choice.

How to Train in Each Zone

Zone 1 (50–60%) is for warm-ups, cool-downs, and active recovery between hard sessions — think easy walking or light cycling for 20–40 minutes. Zone 2 (60–70%) is the foundation of endurance training: long runs, steady rides, and zone 2 treadmill sessions lasting 45–90 minutes at a pace where you can comfortably talk. Zone 3 (70–80%) is a moderate effort used in tempo runs, group fitness classes, and longer interval sets of 10–20 minutes. Zone 4 (80–90%) targets your lactate threshold with intervals of 3–10 minutes at a hard but sustainable effort, equivalent to a 7–8 on a 1–10 RPE scale. Zone 5 (90–100%) is maximal intensity reserved for short intervals of 30 seconds to 3 minutes, such as hill sprints, track repeats, or Tabata-style training.

How to Find Your Resting Heart Rate

Measure your resting heart rate first thing in the morning, before getting out of bed, drinking coffee, or checking your phone. Place two fingers on your wrist or neck, count the beats for 30 seconds, and double the number. Repeat this on three consecutive mornings and take the average for a reliable reading. Factors that can temporarily elevate your resting heart rate include caffeine, alcohol, poor sleep, illness, stress, and overtraining. A lower resting heart rate generally indicates a fitter cardiovascular system, which is why tracking it over time is a useful proxy for aerobic fitness improvements.

Building a Heart Rate Training Programme

Research supports polarised training — spending roughly 80% of your training time in Zones 1 and 2, and the remaining 20% in Zones 4 and 5. This 80/20 distribution has been observed in elite endurance athletes across running, cycling, and rowing. The most common mistake recreational exercisers make is spending too much time in Zone 3: hard enough to feel like work, but too easy to drive meaningful aerobic or anaerobic adaptations. Over a training week, aim for 3–4 easy sessions in Zone 2 and 1–2 high-intensity interval sessions that push into Zones 4 and 5. Periodise your programme by increasing total volume before adding more intensity, and use a recovery week every 3–4 weeks where volume drops by 30–40%.

Frequently asked questions.

Zone 2 burns the highest percentage of calories from fat, which is why it is often called the “fat-burning zone.” However, higher-intensity zones burn more total calories per minute. For fat loss, the total calorie deficit matters most, not the fuel source during exercise. A mix of Zone 2 endurance work and higher-intensity intervals is the most effective approach for body composition.
Measure your resting heart rate first thing in the morning while still lying in bed, before coffee or any stimulation. Count your pulse at your wrist or neck for 30 seconds and multiply by two. Repeat on three consecutive mornings and average the readings for a reliable baseline.
A normal resting heart rate for adults is between 60 and 100 beats per minute. Well-trained endurance athletes often have a resting heart rate between 40 and 60 bpm. A lower resting heart rate generally indicates a more efficient cardiovascular system, though some medical conditions can also cause a low heart rate.
No. While Zone 2 is excellent for building aerobic fitness and should form the majority of your training, a mix of zones is optimal for overall performance. Polarised training, where roughly 80% of sessions are easy (Zone 1–2) and 20% are hard (Zone 4–5), is one of the most well-researched approaches for endurance development.
The Karvonen method accounts for individual fitness levels by incorporating your resting heart rate into the calculation. Two people of the same age but different fitness levels will have different resting heart rates, and therefore different heart rate reserves. This means their personalised zone boundaries will differ even though their max heart rate estimate is the same, resulting in more tailored training intensities.
Yes. Optical heart rate monitors built into smartwatches are reasonably accurate for steady-state exercise like Zone 2 running or cycling. However, they can lag during rapid heart rate changes such as interval training. For maximum accuracy during high-intensity work, a chest strap heart rate monitor is the better choice.
If you consistently cannot raise your heart rate above Zone 3, it could be a sign of overtraining, dehydration, or certain medications such as beta-blockers. Cardiac drift during long sessions can also make it harder to reach higher zones. If this is a persistent issue and not explained by medication or fatigue, consult a doctor to rule out any underlying conditions.

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